References to other mutual funds should not be interpreted as an offer of these securities. Please click here to view the Top 10 Holdings for SPDV. Please click here to view the Top 10 Holdings for EEMD. Fund holdings and/or sector allocations are subject to change at any time and are not recommendations to buy or sell any security.

Definitions: Cash flow is the net amount of cash and cash-equivalents moving into and out of a business. Dividend yield is a stock’s annual dividend relative to the stock price. Free cash flow yield is a stock’s free cash flow per share relative to the stock price. Free cash flow is the excess cash that a business has after paying all of the operations and capital expenditures.

S&P 500 Index is an unmanaged market capitalization weighted index used to measure 500 companies chosen for market size, liquidity and industry grouping, among other factors. S&P 500 Dividend & Free Cash Flow Yield Index is designed to measure the constituents of the S&P 500 that exhibit both high dividend yield and sustainable distribution characteristics, while maintaining diversified sector exposure. S&P Emerging Plus LargeMidCap Index is designed to measure the performance of large- and mid-capitalization securities in emerging markets, including South Korea. The S&P Emerging Markets Dividend and Free Cash Flow Yield Index is designed to measure constituents of the S&P Emerging Plus LargeMidCap that exhibit both high dividend yield and sustainable distribution characteristics, while maintaining diversified sector exposure.

The FTSE All-Share Index is a capitalization-weighted index comprised of approximately 600 of the more than 2,000 companies traded on the London Stock Exchange. It aggregates the FTSE 100 Index, FTSE 250 Index and FTSE SmallCap Index. The FTSE All-World Index is a market capitalization weighted index representing the performance of the large and mid cap stocks from the FTSE Global Equity Index Series and covers 90-95% of the investable market capitalization. The index covers Developed and Emerging markets. The FTSE Developed Index is a market-capitalization weighted index representing the performance of large and mid cap companies in Developed markets. The FTSE Emerging Index measures the performance of the most liquid companies in the emerging markets. LIBOR (London Inter-Bank Offer Rate) is the interest rate that banks charge each other for loans (usually in Eurodollars). It is officially fixed once a day by a small group of large London banks, but the rate changes throughout the day. The Russell 1000 Index represents the 1000 largest companies by market capitalization. The Russell 1000 typically comprises approximately 90% of the total market capitalization of all listed U.S. stocks. It is considered a bellwether index for large cap investing.

An investment cannot be made directly in an index.